A WILL provides for the disposition of your assets
upon your death.  If your Will provides for your
spouse outright, all or part of your estate may be
lost if your spouse is in a nursing home.  You can
protect your assets by appropriate planning.

A POWER OF ATTORNEY FOR PROPERTY allows
you to name other people to act on your behalf
regarding financial decision-making.  A well
designed Durable Power of Attorney is essential
and can prevent unnecessary court intervention.


Health Care Power of Attorney,
Guardianship, next page:


Do you have a
will?

Have you set up a
Power of Attorney
for Property?

Have you set up a
Power of Attorney
for Health Care?

Are you
concerned about
gift/estate taxes?

Should you
transfer your
residence and
retain the legal
right to live there?
Tools we can
use to protect
your assets: